Offering your employees ID Be Me as a voluntary benefit is good for them and good for your business too. Not only will your employees appreciate having this ID theft protection available to them at a low-cost group rate, but they will also know that you are looking out for them, which is good for morale. Most importantly, your employees that sign up will be protected, so they can enjoy peace of mind and maintain focus on their jobs.
Why should you offer your employees protection against the fastest growing crime in the world?
- It can save your employees the hundreds of hours of phone calls, paperwork and information exchange that are typically required to resolve identity theft.
- It can greatly reduce and even eliminate the mental and emotional stress often associated with identity theft victims in their struggle to recover.
- It's a comforting new benefit to offer during uncomfortable economic times and tightened benefits budgets.
- It's very easy to implement and administer.
- It comes with free educational and promotional material for your staff to review.
Proactive prevention
One of the best ways to alleviate the negative effects of identity theft is to proactively prevent it from happening in the first place. ID Be Me has built-in tools that can help your employees avoid becoming an identity theft victim.
- Credit Monitoring - Each of your enrolled employees will have unlimited access to credit monitoring, including his/her credit report and credit score. Discounted enrollment rates are available for family members.
- Member Education - ID Be Me provides members with free, ongoing identity theft prevention education with an emphasis on how identity theft occurs and advice on protective measures for avoiding further occurrences.
- Information Kit - Upon request, ID Be Me will send our ID Theft Resolution Kit that discusses many facets of the crime and provides practical prevention advice and useful resolution forms.
- Opt-out Services - ID Be Me will assist Members in opting out of pre-approved credit card offers, direct mailing campaigns, and marketing phone calls through www.optoutprescreen.com.
Rapid resolution
Implementing effective preventive measures greatly reduces the risk of becoming an identity theft victim, but sometimes, even that is not enough. If one of your employee's identification does get stolen, ID Be Me tools are in place for early detection, rapid response and compassionate support, all the way through to complete resolution.
- Credit Report Review - ID Be Me will obtain all pertinent credit information and history, including a thorough review of the Member's credit report in "real time", to determine if fraud or theft has occurred.
- ID Theft Affidavit Assistance - ID Be Me will provide the Member with an official ID Theft Affidavit, answer any questions with regard to completing the Affidavit, and submit the Affidavit to the proper authorities, credit bureaus, and creditors on the Member's behalf.
- Credit and Charge Card Replacement Assistance - ID Be Me will notify all of the Member's creditors and provide them with separate itemized fraudulent account statements for each occurrence.
- Inform Police/Legal Authorities - ID Be Me will assist the Member in reporting the fraudulent activity to the local authorities and forward a report of the said fraudulent activity to the Member's creditors.
View All Resolution Benefits
- Fraud Department Notification - ID Be Me will assist the Member in notifying the fraud department of the Member’s creditors.
- Three Credit Bureau Notification - ID Be Me will notify all three major credit-reporting agencies, obtain a free credit report for the Member, place an alert on the Member's records, and obtain a list of additional creditors from the agencies.
- Credit Freeze - ID Be Me will, at the request of the Member, place a credit freeze on the Member's credit records.
- Submit Forms to Creditors - ID Be Me will submit the Affidavit to the Member’s creditors, requesting cancellation of card(s) and an issuance of a new one(s).
- Identity Tracking - To make sure all aspects of identity theft are discovered, ID Be Me will provide the Member with reports and alerts on information linked with personal identity featuring: National Criminal Report & Alerts, Sex Offender Report & Alerts, Postal Change of Address Report & Alerts, Address History Report & Alerts, Names & Aliases (names attached to SSN) Report & Alerts, Pay-Day Loan / Non-Credit Loan Report & Alerts, Internet Monitoring using CyberAgent™ technology Report & Alerts.
- Medical Identity Theft Assistance - ID Be Me will provide the Member with Medical ID Theft Assistance, including help with fraudulent medical claims placed in the Member’s name and medical care that was received fraudulently by another individual in the Member’s name.
- Replacement of Identification - ID Be Me will assist the Member in notifying the appropriate banks and agencies to replace stolen or missing items such as an ATM card, driver's license, Social Security card, or passport.
- ID Theft Protective Measures Assistance - ID Be Me will help with filing or submitting paperwork for special ID theft protective measures specific to his or her state of residence.
- Translation Services - ID Be Me will translate when necessary, such as when the Member is overseas and needs help communicating with the local police in order to file a report of an identity theft incident.
- Emergency Cash Advance - ID Be Me will provide emergency cash advance (up to $500 secured by a valid credit card) when theft occurs 100 miles or more away from primary place of residence.
- Legal Referral - If requested, ID Be Me will contact or refer the Member to an approved service provider for legal document review and legal advice on identity theft issues.
- Creditor Follow Up - ID Be Me will follow up with creditors to ensure that the matter has been properly handled.
- Status Update - On a weekly basis, until the problem is resolved, ID Be Me will contact the Member with an updated status report.