With the technology of today's digital world, if you don't have proper protection your identity is completely vulnerable and quite easy to steal. And if you do become an unprotected victim of ID theft, repairing the damage can cost you hundreds of hours of work and personal time, and countless dollars either directly or indirectly due to the fraud. There is also typically substantial mental and emotional stress that seeps into every aspect of a victim's life.
Is there any better benefit than peace-of-mind protection?
The fact that your employer offers the ID Theft Protection benefit from ID Be Me is a good indication that you are valued as an employee. Take advantage of this opportunity to protect your credit, your finances, and your good name. Sign up for ID Be Me to:
- Receive ID theft prevention tools that help reduce your risk of being targeted for the crime.
- Receive resolution tools that eliminate the hundreds of hours of phone calls, paperwork and information exchange that are typically required to resolve identity theft should your identity get stolen.
- Reduce and even eliminate the mental and emotional stress often associated with identity theft victims in their struggle to recover.
- Protect yourself and your family with a comforting new benefit during uncomfortable economic times.
Proactive prevention
One of the best ways to alleviate the negative effects of identity theft is to proactively prevent it from happening in the first place. ID Be Me has built-in tools that can help you avoid becoming an identity theft victim.
- Credit Monitoring - Members will receive unlimited access to credit monitoring, including credit reports and credit scores. Discounted enrollment rates are available for family members.
- Member Education - ID Be Me provides Members with free, ongoing identity theft prevention education with an emphasis on how identity theft occurs and advice on protective measures for avoiding further occurrences.
- Information Kit - Upon request, ID Be Me will send our ID Theft Resolution Kit, which discusses many facets of the crime in detail and provides practical prevention advice and useful resolution forms.
- Opt-out Services - ID Be Me will assist Members in opting out of pre-approved credit card offers, direct mailing campaigns, and marketing phone calls through www.optoutprescreen.com.
Rapid resolution
Implementing effective preventive measures greatly reduces the risk of becoming an identity theft victim, but sometimes, even that is not enough. If your identification does get stolen, ID Be Me tools are in place for early detection, rapid response, and compassionate support all the way through to complete resolution.
- Credit Report Review - ID Be Me will obtain all pertinent credit information and history, including a thorough review of the Member's credit report in "real time", to determine if fraud or theft has occurred.
- ID Theft Affidavit Assistance - ID Be Me will provide the Member with an official ID Theft Affidavit, answer any questions with regard to completing the Affidavit, and submit the Affidavit to the proper authorities, credit bureaus, and creditors on the Member's behalf.
- Credit and Charge Card Replacement Assistance - ID Be Me will notify all of the Member's creditors and provide them with separate itemized fraudulent account statements for each occurrence.
- Inform Police/Legal Authorities - ID Be Me will assist Members in reporting the fraudulent activity to the local authorities and forward a report of the said fraudulent activity to the Member's creditors.
View All Resolution Benefits
- Fraud Department Notification - ID Be Me will assist the Member in notifying the fraud department of the Member's creditors.
- Three Credit Bureau Notification - ID Be Me will notify all three major credit-reporting agencies, obtain a free credit report for the Member, place an alert on the Member's records, and obtain a list of additional creditors from the agencies.
- Credit Freeze - ID Be Me will, at the request of the Member, place a credit freeze on the Member's credit records.
- Submit Forms to Creditors - ID Be Me will submit the Affidavit to the Member's creditors, requesting cancellation of card(s) and an issuance of a new one(s).
- Identity Tracking - To make sure all aspects of identity theft are discovered, ID Be Me will provide the Member with reports and alerts on information linked with personal identity featuring: National Criminal Report & Alerts, Sex Offender Report & Alerts, Postal Change of Address Report & Alerts, Address History Report & Alerts, Names & Aliases (names attached to SSN) Report & Alerts, Pay-Day Loan / Non-Credit Loan Report & Alerts, Internet Monitoring using CyberAgent™ technology Report & Alerts.
- Medical Identity Theft Assistance - ID Be Me will provide the Member with Medical ID Theft Assistance, including help with fraudulent medical claims placed in the Member's name and medical care that was received fraudulently by another individual in the Member's name.
- Replacement of Identification - ID Be Me will assist the Member in notifying the appropriate banks or agencies to replace stolen or missing items such as an ATM card, driver's license, Social Security card, or passport.
- ID Theft Protective Measures Assistance - ID Be Me will help with filing or submitting paperwork for special ID theft protective measures specific to his or her state of residence.
- Translation Services - ID Be Me will translate when necessary, such as when the Member is overseas and needs help communicating with the local police in order to file a report of an identity theft incident.
- Emergency Cash Advance - ID Be Me will provide emergency cash advance (up to $500 secured by a valid credit card) when theft occurs 100 miles or more away from primary place of residence.
- Legal Referral - If requested, ID Be Me will contact or refer the Member to an approved service provider for legal document review and legal advice on identity theft issues.
- Creditor Follow Up - ID Be Me will follow up with creditors to ensure that the matter has been properly handled.
- Status Update - On a weekly basis, until the problem is resolved, ID Be Me will contact the Member with an updated status report.